SGD-Payroll’s Umbrella Service

When using the Umbrella model, SGD acts as your employer, ensuring compliance with all tax and employment regulations. We handle invoicing your agency, processing payments through PAYE, and making all necessary deductions for tax and National Insurance. Our service includes comprehensive insurance coverage, a user-friendly online portal for payslips, and access to various employee benefits.
Designed to offer simplicity and reliability, our Umbrella PAYE model helps you focus on your work without the administrative burden.

Key Advantage to Umbrella

When using the Umbrella model – if it’s appropriate to how you’re employed, you can continue from contract to contract, meaning that although you may have multiple contracts with different end clients, you’ll only have one employer – the Umbrella Company. This continuity of employment makes life easier when applying for a mortgage or borrowing money.

Umbrella For Workers

Workers will become an employee of SGD and our experienced staff will handle everything. This goes from processing of timesheets and expenses, raising invoices, chasing late payments and deducting both your PAYE and National Insurance.

We will make payments to bank accounts the same day we receive them.

Workers will receive full comprehensive professional indemnity, and public employer’s liability insurance once you join SGD, giving you complete peace of mind and reassurance as it is included in our company fee.

The umbrella scheme allows you to increase your take-home pay by offsetting business-related expenses against your gross income, to reduce your taxable income.

Most importantly, you get the opportunity to maximise your net earnings whilst working within IR35 guidelines.

Making it Easy

Add Main Title

It’s really easy to use an umbrella company, you simply submit time sheets to the agency and expense claims to ourselves and wait for the payment.

We can pay you for any period of time, whether you are on a short assignment or long-term role/ There is no long-term financial commitment as we do not tie you in. We do all the administration, and make HMRC deductions of Tax and NI prior to you receiving your payment, so there is no need to worry about tax returns and company accounts.

Key Benefits

Add Main Title

  • We charge a maximum of £20 pw worked, if you don’t work, there’s no fee.
  • There is no joining fee, no termination fee & no minimum period.
  • You may offset legitimate business expenses against your taxable income.
  • No holiday pay is retained (unless specifically asked for in writing).
  • We liaise with your agency & provide them with all the required documentation.
How it works

UMBRELLA FAQ's

You become an employee of SGD.

You are provided with FULL employment rights.

You are covered by SGD's insurance policies for employer and public liability insurance, as well as professional indemnity insurance within our company margin fee.

You are entitled to claim business related expenses to offset your tax liabilities.

SGD, take full responsibility for PAYE, NI & VAT payments on your behalf, together with all statutory reporting.

Testimonial

Client’s Feedback

We Look Forward to Working With You!